Rates subject to change.Businesses, organizations, or public fund entities are not eligible for jumbo rates. Savings, CD and Checking Rates effective March 1, 2021; subject to change. For more information contact us today. Call (800) 762-3136. Here are the best credit union CD rates available as of March 2, 2021. Term Credit Union APY Minimum Deposit Early Withdrawal Penalty; 3 Months (2–4 months included) Chevron Federal Credit Union and Spectrum Federal Credit Union (tie) 0.50%: $500: 3 months of interest: 6 Months (5–9 months included) GreenState Credit Union.

• Home Equity Loan Rates

  Term	APR*	Monthly Payment Per $10,000 Borrowed
  1 - 60 mos.	as low as 3.49%	$181.87
  61 - 120 mos.	as low as 4.49%	$103.59
  121 - 180 mos.	as low as 4.74%	$77.73

  *Annual Percentage Rate (APR) applies to Loan-to-Value (LTV) less than or equal to 80%. APR will not be less than 3.24% or greater than 6.49%. The interest rate you receive will be based on your credit history. Hazard Insurance is required. For loans over $150,000, Title Insurance is required. Loan subject to final approval. Terms and rates subject to change without notice and apply to loans in the 2nd lien position.

  Home Equity Line of Credit

  3.99% Variable APR Home Equity Line Amounts*	Monthly Payment Examples
  $8,000	$100.00
  $20,000	$147.86
  $30,000	$221.79

  *Annual Percentage Rate (APR) applies to Loan-to-Value (LTV) less than or equal to 80%. Home Equity Line of Credit is subject to a Variable Rate which is based on the highest Prime Rate as published in the Wall Street Journal and will be the rate 10 days prior to the first day of each calendar quarter of each year. Rate will never be less than 3.99% nor greater than 18%. The interest rate you receive will be based on your credit history. APR as low as Prime Rate - 0.01% Margin. Rates accurate since 04/09/20. Hazard Insurance is required. For loans over $150,000, Title Insurance is required. Line of Credit subject to final approval. Terms and rates subject to change without notice.

  Auto Loans

  Type	Term	APR	Minimum	Maximum
  New and Used	1 - 66 mos.	as low as 2.99%*	$3,000	$75,000
  New and Used	67 - 75 mos.	as low as 3.24%*	$15,000	$75,000
  New and Used	76 - 84 mos.	as low as 3.99%*	$20,000	$75,000

  *APR=Annual Percentage Rate. The interest rate you receive will be based on your credit history. APR will not be less than 2.99% for new cars or used cars, or greater than 18.00%. Payment Example: Monthly payments for a $20,000 Auto loan at 2.99% APR for a term of 5 years would result in 60 monthly payments of $359.70. Satisfactory vehicle insurance required. Freedom Loans and Lines of Credit can't be refinanced and other conditions may apply. Terms and rates are subject to change without notice.

  Credit Card Rates

  Product	APR*
  Cash Back Visa®	as low as 10.65%*

  *APR = Annual Percentage Rate. Rates accurate as of 3/26/20. The total maximum unsecured debt per member is $30,000. Terms and rates are subject to change without notice. For Credit Cards, an eligible co-borrower will be required unless the Cardholder has independent means of repaying any credit extended. The interest rate that you receive will be based on your credit history.

  Personal Loan Rates

  Loan Type	APR*
  Share Secured Loan	7.00%
  Personal/Signature Loan	Fixed & as low as 8.99%**
  Term Share Certificate Secured Loan	7.00%***
  Overdraft/Line of Credit	Variable & as low as 10.15%****

  *APR=Annual Percentage Rate. The maximum total unsecured debt per Member is $30,000. Terms and rates are subject to change without notice.

  **The interest rate you receive will be based on your credit history. APR will not be less than 8.99% or greater than 17.99%. Loan minimum is $500. If you are refinancing a Freedom Loan or Line of Credit, a minimum of $500 in new borrowing is required.

  ***The greater of 7% APR or 2% above the Term Share Certificate rate.

  ****The interest rate you receive will be based on your credit history. APR will not be less than 10.15% or greater than 17.9%.

• Checking & Savings Rates

  Account	Dividend Rate	APY*	Min. Deposit to Open
  Checking	Earn some dividends	Earn some dividends	$0
  Primary Savings	0.10%	0.10%	$5
  Club Savings	0.10%	0.10%	$0
  IRA Savings	0.10%	0.10%	$0
  Education Savings	0.10%	0.10%	$0
  Health Savings	0.05%	0.05%	$0
  Money MarketTier 1: $0 - $9,999.99	0.10%	0.10%	$0
  Money MarketTier 2: $10,000 and up	0.20%	0.20%	$10,000

  *Annual Percentage Yield. Dividends on IRA, Savings, Club, and Checking Accounts are computed monthly on average daily balances of $5 or more and posted monthly. The Money Market Account Tier 2 has a variable rate which will be greater than our regular savings rate, and subject to daily adjustments. Dividends will be paid monthly on the average daily balance, based upon the current tier level rates. Fees may reduce earnings. Regulations prohibit payment in excess of available earnings. The rate listed is the rate that the Credit Union anticipates paying as of 11/10/2020. Rates subject to change without notice and may change after account is opened.

  CDs & IRA Rates

  Term	Annual Dividend Rate*	APY**
  6 mos.	0.30%	0.30%
  12 mos.	0.50%	0.50%
  18 mos.	0.55%	0.55%
  24 mos.	0.60%	0.60%
  30 mos.	0.65%	0.65%
  36 mos.	0.75%	0.75%
  48 mos.	0.80%	0.80%
  60 mos.	0.90%	0.90%

  *Regulations prohibit payment in excess of available earnings. Penalty required for early withdrawal. Rates accurate since 2/21/21. Terms and rates are subject to change without notice. Fees may reduce earnings.

  **APY = Annual Percentage Yield. A minimum deposit of $500 ($250 for Youth CD - 25 or younger) is required to open a CD. Rates are accurate since 2/21/21. Dividends are calculated by the actual daily balance method which applies a daily periodic rate to the balance in the CD each day. The Dividend Rate and APY at time of purchase are fixed and will be in effect for the term of the CD. Fees may reduce earnings. Terms and rates are subject to change without notice. For rates and fees, see our Rate and Fee Schedule.

Interest Rates for Savings Products

Knowing current interest rates is a good first step on the journey to financial ownership. Marine Credit Union posts interest rates as a convenience to our members as they make financial decisions. Rates shown are current as of March 1, 2021 and are subject to change without notice. Contact your local branch to verify today’s rates.

Navy Federal Credit Union Cd Rates

Communitywide Federal Credit Union

Best Interest Rates

All dividend rates subject to change without notice. Annual Percentage Yield (APY) assumes all principal and interest remain on deposit for the full term. Accounts are federally insured to $250,000 by NCUA.