Pnb Saving Account Interest Rate

PNB Dollar Savings Account allows deposit and withdrawal at any PNB branch nationwide. Balance Requirements. Initial Deposit. Saving Interest. Interest at the rate of 5% p.a. The interest on saving fund will be calculated on minimum balance between 1st to last date of month and payable at the end of the month. PNBig is a special savings account that earns higher interest rates than regular savings accounts. These competitive rates allow you to maximize your earnings. Monitoring your placements is made easy through the accompanying passbook. Features: Tiered interest rates depending on the term; Comes with a passbook; Initial deposit: P25,000.00.

PNB Savings Account has market rate of interest alongwith standard service offering such as free cash withdrawal at branch, no RTGS/NEFT fee when routed via account The rate of 4.00% is 0.14% higher than the average 3.86%. Also it is -4% lower than the highest rate Updated Jul, 2016 on PNB's secure website. Minimum Age of Account Holder. Minimum Deposit. Maximum Deposit. The maximum amount you can contribute to an ISA is £20,000 for tax year 2020/2021, all of which can be held in a Cash ISA. Contact Details For Opening. 0207 796 9600 Punjab Bank National Bank (International) Ltd, 1 Moorgate, London. EC2R 6JH Go to Punjab National.

Only $100 to Open

Whether you’re saving for something specific or just a rainy day, a PNB savings account can help your money grow. All you need is $100 to open a PNB savings account.

This basic savings account offers a variable rate of interest, which is earned on the daily collected balance and credited quarterly. There is no monthly/quarterly maintenance fee for those maintaining a daily balance of $100; lower balances will incur an $8 quarterly fee.

Pnb Saving Account Interest Rate Per Month

The savings account also allows nine debits per quarter at no charge, though excess debits are $3 each.

Current Interest Rates

Comparison table of Savings Accounts.
ProductMin. Opening DepositInterest RateAPY*
Savings $100.000.020%0.020%

Features

  • Debit Card
  • Notary service
  • Touchtone teller
  • Internet banking

[Last updated 20 May 2020] Compare these high-interest savings accounts (peso-savings) for 2020 offered by the 10 largest banks in the Philippines to find the best one where you could deposit your hard-earned money. Consider high interest rates, initial deposits, maintaining balance, and amount to earn interest.

As I have clarified in one of my articles, maintaining savings accounts and other deposits remains far better than simply keeping a stash of cash under the mattress. Yes, many argue that these are not real investments because we allow our money to sleep in the vault (well, we know what banks do with our money) with a very low interest. However, financial gurus advise that we save and build our emergency funds – in high-interest savings accounts.

Here is a list of peso-savings accounts (2020) offered by the 10 largest banks. Annual interest rates, as indicated, range from 0.10 to 1.25 percent (usually tiered-rate accounts). To know more about interest computations, click this link: Gabay sa Pagbubukas ng Savings Account.

[1] Bank of the Philippine Islands (BPI)

  • Advance Savings
  • PHP100,000 (min initial deposit)
  • PHP100,000 (min MADB requirement)
  • PHP100,000 (min balance to earn interest)
  • 0.75-1.125% (annual interest)
Account
  • Maxi Saver (High Returns)
  • PHP50,000 (min initial deposit)
  • PHP50,000 (min MADB requirement)
  • PHP50,000 (min balance to earn interest)
  • 0.25-0.625% (annual interest)
  • Pamana Savings (with 3X Life Insurance)
  • PHP25,000 (min initial deposit)
  • PHP25,000 (min MADB requirement)
  • PHP25,000 (min balance to earn interest)
  • 0.25% (annual interest)

source: BPI website (data as of 20 May 2020). Visit their official website or the nearest servicing branches to check for possible updates on high-interest savings accounts and current rates.

[2] Security Bank Corporation (Security Bank)

  • eSecure Savings
  • PHP500 (min initial deposit)
  • PHP500 (min MADB requirement)
  • PHP5,000 (min balance to earn interest)
  • 0.50-1.20% (annual interest)
  • Build Up Savings
  • PHP5,000/50,000 (min initial deposit)
  • PHP5,000/50,000 (min MADB requirement)
  • PHP10,000/50,000 (min balance to earn interest)
  • 50/1.00% (annual interest)

Pnb Saving Account Interest Rate Today

  • Money Builder
  • PHP10,000 (min initial deposit)
  • PHP10,000 (min MADB requirement)
  • PHP10,000 (min balance to earn interest)
  • 0.10-0.40% (annual interest)

source: Security Bank website (data as of 20 May 2020). Visit their official website or the nearest servicing branches to check for possible updates on high-interest savings accounts and current rates.

[3] BDO Unibank, Inc. (BDO)

  • Optimum Savings
  • PHP30,000 (min initial deposit)
  • PHP30,000 (min MADB requirement)
  • PHP30,000 (min balance to earn interest)
  • NO DATA (annual interest)
  • Passbook Savings
  • PHP5,000 (min initial deposit)
  • PHP10,000 (min MADB requirement)
  • PHP10,000 (min balance to earn interest)
  • 0.25% (annual interest)
  • ATM Savings
  • PHP2,000 (min initial deposit)
  • PHP2,000 (min MADB requirement)
  • PHP5,000 (min balance to earn interest)
  • 0.25% (annual interest)
  • Junior Savers
  • PHP100 (min initial deposit)
  • PHP100 (min MADB requirement)
  • PHP2,000 (min balance to earn interest)
  • 0.25% (annual interest)

source: BDO Unibank website (data as of 20 May 2020). Visit their official website or the nearest servicing branches to check for possible updates on high-interest savings accounts and current rates.

[4] Metropolitan Bank and Trust Company (Metrobank)

  • Regular Passbook Savings
  • PHP10,000 (min initial deposit)
  • PHP10,000 (min MADB requirement)
  • PHP10,000 (min balance to earn interest)
  • 0.25% (annual interest)
  • Regular Debit/ATM Savings
  • PHP2,000 (min initial deposit)
  • PHP2,000 (min MADB requirement)
  • PHP10,000 (min balance to earn interest)
  • 0.25% (annual interest)

source: Metrobank website (data as of 20 May 2020). Visit their official website or the nearest servicing branches to check for possible updates on high-interest savings accounts and current rates.

[5] Rizal Commercial Banking Corporation (RCBC)

  • Dragon Peso Savings (Premium)
  • PHP25,000 (min initial deposit)
  • PHP25,000 (min MADB requirement)
  • PHP25,000 (min balance to earn interest)
  • 0.15-0.5625% (annual interest)
  • iSave
  • NONE (min initial deposit)
  • NONE (min MADB requirement)
  • PHP5,000 (min balance to earn interest)
  • 0.15-0.20% (annual interest)

source: RCBC website (data as of 20 May 2020). Visit their official website or the nearest servicing branches to check for possible updates on high-interest savings accounts and current rates.

[6] China Banking Corporation (Chinabank)

  • Money Plus Savings
  • PHP20,000 (min initial deposit)
  • PHP20,000 (min MADB requirement)
  • PHP50,000 (min balance to earn interest)
  • 0.125% (annual interest)
  • ChinaCheck Plus
  • PHP5,000 (min initial deposit)
  • PHP5,000 (min MADB requirement)
  • PHP50,000 (min balance to earn interest)
  • 0.125% (annual interest)
  • Passbook Savings
  • PHP5,000 (min initial deposit)
  • PHP5,000 (min MADB requirement)
  • PHP10,000 (min balance to earn interest)
  • 0.125% (annual interest)

source: Chinabank website (data as of 20 May 2020). Visit their official website or the nearest servicing branches to check for possible updates on high-interest savings accounts and current rates.

[7] Philippine National Bank (PNB)

  • Passbook Savings
  • PHP10,000 (min initial deposit)
  • PHP10,000 (min MADB requirement)
  • PHP15,000 (min balance to earn interest)
  • 0.10% (annual interest)
  • Debit Savings Account
  • PHP3,000 (min initial deposit)
  • PHP3,000 (min MADB requirement)
  • PHP10,000 (min balance to earn interest)
  • 0.10% (annual interest)

source: PNB website (data as of 20 May 2020). Visit their official website or the nearest servicing branches to check for possible updates on high-interest savings accounts and current rates.

[8] Union Bank of the Philippines (Unionbank)

  • Regular Savings Account
  • PHP10,000 (min initial deposit)
  • PHP10,000 (min MADB requirement)
  • PHP25,000 (min balance to earn interest)
  • 0.10% (annual interest)
  • Personal Savings Account
  • NONE (min initial deposit)
  • NONE (min MADB requirement)
  • PHP10,000 (min balance to earn interest)
  • 0.10% (annual interest)

Source: Unionbank official website (data as of 20 May 2020). Visit their official website or the nearest servicing branches to check for possible updates on high-interest savings accounts and current rates.

[9] Land Bank of the Philippines (Landbank)

  • Easy Savings Plus (ESP)
  • PHP20,000 (min initial deposit)
  • PHP20,000 (min MADB requirement)
  • PHP20,000 (min balance to earn interest)
  • NO DATA (annual interest)
  • Regular Passbook Savings
  • PHP10,000 (min initial deposit)
  • PHP10,000 (min MADB requirement)
  • PHP10,000 (min balance to earn interest)
  • 0.10% (annual interest)

source: Landbank website (data as of 20 May 2020). Visit their official website or the nearest servicing branches to check for possible updates on high-interest savings accounts and current rates.

[10] Development Bank of the Philippines (DBP)

  • ATM or Passbook
  • PHP500 (min initial deposit)
  • PHP500 (min MADB requirement)
  • PHP500 (min balance to earn interest)
  • NO DATA (annual interest)
  • Wisdom Account
  • PHP5,000 (min initial deposit)
  • PHP5,000 (min MADB requirement)
  • PHP5,000 (min balance to earn interest)
  • NO DATA (annual interest)

Rbc Us High Interest Esavings

source: DBP website (data as of 20 May 2020). Visit their official website or the nearest servicing branches to check for possible updates on high-interest savings accounts and current rates.

Pnb Saving Account Interest Rate In Hindi

Disclaimer: The author is not directly affiliated with any of these 10 largest banks in the Philippines, however maintains peso-savings accounts with some of them. Please take this article providing helpful information about high-interest savings accounts as a personal guide upon opening a savings account; hence, visiting the official websites and servicing branches of these banks is highly advised.